Can you decipher the word hidden in the line below?

"IF YOU SEE CAY"

Note: This is commonly used in messaging where abusive language are blocked by filters.

IF YOU SEE CAY Messaging Cipher

FUCK

IF sound like the letter 'F'
YOU sound like the letter 'U',
SEE sound like the letter 'C',
KAY sound like the letter 'K'.

It's a clever way to use word fuck and it does not get blocked by filters.